Insurance needs change over time. At SCP, we believe that you should continually review your current levels of insurance to make sure it adequately covers you and your family. As independent insurance brokers, we offer a complete line of insurance policies which meet the specific needs of our clients.

 These include individual and group plans for:

  • Life Insurance 
    • Term
    • Universal
    • Whole
    • Key Person
    • Single Premium Whole Life (SPWL)
  • Disability Income
  • Long-Term Care
  • Annuities
  • Survivor Life

SCP also utilize outside professionals to help us search for the best possible policy to meet the client’s unique needs.  We usually recommend A+ rated insurance companies to assure the stability of a client’s financial affairs.

Typically, insurance will be utilized for:

  • Family Needs
    • Compensation Replacement
    • Estate
    • Settlement Funding
    • Debt Reduction or Elimination
  • Education Funding
    • Business Needs
    • Partner / Family Member Buy-out
    • Corporate Stock Redemption
    • Deferred Compensation (Non-qualified)
    • Key Man Loss Protection
    • Disability - Compensation Replacement - Buy / Sell

We can help you determine which types of policies are right for you.